If you need money urgently, there are a few ways to get it. You can apply for a payday loan online or in person,
, take out a personal loan from a bank or credit union, or use an online lender like Lending Club.
With a simple application process, you could have the money you need in your bank account the next day, or even within just a few hours if you bank with an online lender.
Generally speaking, the APR ( Annual Percentage Rate ) on these loans is high, but that's because lenders want to make sure that they're repaid in full and on time.
Plus, if you have good credit score and have been using your credit cards responsibly, you may be able to get a lower APR.
When you apply for a loan online or in person, be prepared to provide your basic personal information (name, address, etc.),
as well as some documentation (pay stubs, proof of income). Once you've applied and received an approval message from the lender,